Mortgages | First Time Home Buyer | First Mortgage | Second Mortgage
Adjustable Rate First Mortgage Loan | Home Equity Line-of-Credit
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Fixed Rate First Mortgage
Whether you are looking to purchase a new home or refinance your current mortgage, our Fixed Rate First Mortgage program is sure to provide you with the affordable and convenient service you’ve been looking for. We offer competitive rates and terms, and we provide you with personal service from skilled mortgage professionals who are dedicated to helping you with all of your mortgage needs.
Our Fixed Rate First Mortgage program is flexible. We offer terms of 10, 15, 20, and 30 years so that you get the right payment and term you are looking for. We loan up to 95% of the property evaluation (anything over 80% requires PMI) so that you keep as much money in your pocket as possible. These loans could be subject to an origination fee, rates are based on the term you choose, and there is no fee to lock in on a rate. You can set up an escrow account (optional) that we will still pay dividends on at regular share rates.
L&N Federal Credit Union is committed to providing you service that is unsurpassed. That is why we never sell the servicing of your mortgage to another company. You never have to worry about where your mortgage is from day to day. You can always count on L&N Federal Credit Union to serve you.
For information about Current Rates click on the link provided. For more information about our Fixed Rate First Mortgage program, contact our Real Estate Department at (800) 292-2905 or (502) 368-5858. Or, email us at realestate@lnfcu.com.
