• 20-25 year repayment periods for adjustable rate home equities!
• Debit Card now available for accessing funds!*
• Borrow up to 100% of your home’s equity!
• Ask about our 3 day turn around!
• No Annual Fee
• No Minimum Draw
• No Minimum Loan Balance

Whether you are remodeling your home, paying for tuition, or consolidating debt, our home equity program provides convenient access to funds when you need them. You can access the funds simply by calling in for an advance, visiting a branch for an advance, using your Home Equity Debit Card, or even writing Home Equity checks that can be provided free of charge. With continuous access to funds, you can remodel your home on your schedule, or as you accumulate debt, pay it off in bulk. Furthermore, you may be able to use the interest as a tax-deduction.** It is simple, convenient, and affordable.

Home Equity Loans are offered in both Fixed Rate and Adjustable Rate versions. Both versions feature 2 to 7-year draw-periods, 100% Loan-to-Values, and low closing costs (fees associated with the loan range $60-$300). The Fixed Rate version features a maximum repayment period of 5-15 years, while the Adjustable Rate version features maximum repayment periods of 20-25 years, depending on the plan chosen. Adjustable Rate versions feature rates that may change twice per year (March and September) or anytime an advance is requested.

For more information about our “New & Improved” Home Equity Programs, contact your local branch Mortgage Specialist, our Member Contact Center at (800) 292-2905 or (502) 368-5858, or email us at realestate@lnfcu.com.

*Debit Card offered on new home equity loans only.
** Please see your tax advisor for details.