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Tradtional IRA's

The traditional IRA has long been a savvy way to invest money for your future. Its widespread appeal comes from its tax deferred status and the fact that practically everyone is eligible for a traditional IRA. You qualify if you're under age 70 ½ and earn compensation. This type plan offers many benefits:

* Tax deductions-you may be able to deduct part or all of your annual contribution on your income tax return (see your tax advisor for individual eligibility).


* Tax deferral- pay no federal taxes on earnings until you take withdrawals.

 

* Spousal advantage- you can open an IRA for your non-working spouse when you file a joint tax return.

 

* Penalty free withdrawals- for a first-time home purchase and higher education expenses.

For more information about our IRA’s, click on one of the links provided or contact our Member Services Department at (800) 292-2905 or (502) 368-5858. Or, email us at ira@lnfcu.com.

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