Home Equity

Get your project started with an L&N Home Equity Loan!

A Home Equity Line of Credit gives you more control over how and when you borrow money. With easy access to funds and flexible draw and repayment options, the equity in your home can be used as a valuable savings and financial tool.

Whether you plan on using your line of credit right away or in the future you’ll have simple, convenient and affordable access to funds for home improvements, debt consolidation, education expenses and so much more!

Take advantage of competitive rates and terms on our Interest Only-Adjustable Rate Home Equity Line of Credit

• 10 year draw period, followed by a 20 year repayment period
• Interest only payments during the draw period. Principal and interest payments after the draw period ends
• Borrow up to 90% of your home's value (If L&N holds the first mortgage)

Active duty military, military veterans and first-responders will have underwriting and processing fees waived!**