Apple Pay FAQs

  • What is Apple Pay?

    Apple Pay allows you to pay for your purchases with your iPhone® 6 or iPhone 6 Plus by holding your phone near a contactless reader. You can also use your iPhone, iPad Air™ and iPad Mini™ 3 to pay within certain apps.

  • What do I need to get started with Apple Pay?

    • iPhone 6 or iPhone 6 Plus to pay in stores and within apps
    • iPad Air™ 2 or iPad Mini 3 to pay within apps
    • iOS 8.1.1 or later
    • Touch ID™ or passcode on your device
    • iCloud® account
  • Which L&N cards can I use with Apple Pay?

    You can use all regular checking account debit cards.

  • When I add my L&N Debit Card to Apple Pay it doesn't look like the card in my wallet. Why?

    Apple Pay uses a graphical representation, not an exact replica of your L&N Federal Credit Union card.

  • How do I change my default card to my L&N card?

    The credit or debit card associated with your iTunes® account or the first card you add to Passbook® is your default card. To change your default card:

    • Go to Settings > Passbook & Apple Pay.
    • Tap Default Card.
    • Choose a new card.
  • Are my payments safe with Apple Pay?

    Yes. When you use Apple Pay, your L&N Federal Credit Union card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device.

  • How are my privacy and personal information protected?

  • Am I able to opt out of Apple Pay at any time?

    Adding your debit card to Apple Pay is your choice; you can add and remove cards when needed.

  • Which merchants are participating?

  • Is Apple Pay free?

    Yes. Be aware that message and data rates may apply, depending on your data plan.

  • Where can I get more information on Apple Pay?

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