Checking

Our checking accounts have it all - convenience, flexibility and the right pricing! With numerous checking plans to choose from, you will definitely find the fit for you. Whether you’re in school, on the job, or retired you’ll find the benefits and features that you’re looking for at L&N Federal Credit Union.

 

L&N Routing Number 283079227

CareFree Checking

  • No minimum balance
  • No monthly fee
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Gold Checking

  • Dividend earning
  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Premium Checking

3 services and a minimum aggregate balance of $40,000 required to qualify

  • No minimum balance
  • No monthly fee
  • Dividend earning
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free stop payments
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Preferred Checking

A checking program designed for our senior members 50 and up

  • No minimum balance
  • No monthly fee
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Superior Checking

A checking program with lots of extras designed for our senior members 50 and up

  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Military Checking

Our Military Checking is a way for us to say Thank You! We have packaged together the best features for this checking account, as well as created unique military debit card designs to choose from.

 

  • Active duty and Veterans may take advantage of this checking account
  • Must have valid military ID
  • No minimum balance
  • No monthly fee
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free official/certified checks
  • Free stop payments
  • Free internet & mobile banking
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Copyright © 2019 - L&N Federal Credit Union.

Equal Housing Lender
Equal Housing Lender
Equal Housing Lender
Equal Housing Lender
  • No minimum balance
  • No monthly fee
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • Dividend earning
  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • No minimum balance
  • No monthly fee
  • Dividend earning
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free stop payments
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • No minimum balance
  • No monthly fee
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Our Military Checking is a way for us to say Thank You! We have packaged together the best features for this checking account, as well as created unique military debit card designs to choose from.

  • Active duty and Veterans may take advantage of this checking account
  • Must have valid military ID
  • No minimum balance
  • No monthly fee
  • Dividend earning
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free official/certified checks
  • Free stop payments
  • Free internet & mobile banking
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
Equal Housing Lender
  • No minimum balance
  • No monthly fee
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • Dividend earning
  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

3 services and a minimum aggregate balance of $40,000 required to qualify

  • No minimum balance
  • No monthly fee
  • Dividend earning
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free stop payments
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • No minimum balance
  • No monthly fee
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
  • $2000 minimum balance
  • If balance drops below $2000, $10 per month
  • Dividends still paid if balance drops below $2000
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free Official/Certified Checks
  • Free internet & mobile banking
  • Free Mobile Deposit
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky

Our Military Checking is a way for us to say Thank You! We have packaged together the best features for this checking account, as well as created unique military debit card designs to choose from.

  • Active duty and Veterans may take advantage of this checking account
  • Must have valid military ID
  • No minimum balance
  • No monthly fee
  • Dividend earning
  • Free checks (basic style)
  • Unlimited check writing
  • Free debit card
  • Free official/certified checks
  • Free stop payments
  • Free internet & mobile banking
  • Free automated telephone access (DAISY)
  • Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs throughout Kentucky
Equal Housing Lender
Equal Housing Lender
Equal Housing Lender
Equal Housing Lender