Fee Schedule

ATM/POS withdrawals causing negative balance


ATM PIN number replacement


ATM/Debit Replacement Card


Check Copy


Check Conversion

$10.00 to convert a share draft to an Official check

Check Imprinting Charge

$18.00 - $74.00

Consumer Unsecured Closed-end Loan Application


Consumer Secured Loan Application


Delinquency/Late fee is

On consumer loans 10 % of scheduled payment              
On real estate loans 5% of schedule payment

Excessive Coin Counting

5% of deposited amount

Excessive Withdrawal from Savings

$1.00 per w/d in excess of 7 per month

Expedited Payment – ePay


1ST Mortgage Application


HELOC Annual Participation


Home Equity/HELOC Application


Inactive Account Closure

Share Accounts with no activity for 2 years, balance under $5.00

Insufficient Funds

Personal Checks - $15.00
2 Party Checks - $15.00

Lost Safe Deposit/Lobby Box Key Drilling


NSF Items

$30.00 (ACH, Check, POS)

Negative Balance Fee

$2.00 per day each day an account balance is in the negative

Non-Member Check Processing


Official Checks

$1.50 for two party Official checks

One Service Check Cashing

$3.00 for single service accounts with balances less than $100.00

Open-end Signature Loan Application



$3.00 to transfer from savings to cover check

Reopen Savings Account

$10.00 (Accounts re-opened within six months for reasons other than changing ownership)


$25.00 per hour (one hour minimum)

Returned ACH


Shared Branch Transaction Fee


Signature Guarantee Service


Statement Copy

$1.00 per page

Stop Payment


Temporary Checks

$1.00 for 10

Wire Transfer (Outgoing)**

$15.00 each

Updated 1/9/2020

Copyright © 2019 - L&N Federal Credit Union.

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