Fee Schedule

ATM/POS withdrawals causing negative balance

$30.00

ATM PIN number replacement

$5.00

ATM/Debit Replacement Card

$5.00

Check Copy

$5.00

Check Conversion

$10.00 to convert a share draft to an Official check

Check Imprinting Charge

$18.00 - $74.00

Consumer Unsecured Closed-end Loan Application

$25.00

Consumer Secured Loan Application

$50.00

Delinquency/Late fee is

On consumer loans 10 % of scheduled payment              
On real estate loans 5% of schedule payment

Excessive Coin Counting

5% of deposited amount

Excessive Withdrawal from Savings

$1.00 per w/d in excess of 7 per month

1ST Mortgage Application

$400.00

HELOC Annual Participation

$50.00

Home Equity/HELOC Application

$100.00

Inactive Account Closure

Insufficient Funds

Personal Checks - $15.00
2 Party Checks - $15.00

Lost Safe Deposit/Lobby Box Key Drilling

$125.00

NSF Items

$30.00 (ACH, Check, POS)

Negative Balance Fee

$2.00 per day each day an account balance is in the negative

Non-Member Check Processing

$5.00

Official Checks

$1.50 for two party Official checks

One Service Check Cashing

$3.00 for single service accounts with balances less than $100.00

Open-end Signature Loan Application

$25.00

Overdraft

$3.00 to transfer from savings to cover check

Reopen Savings Account

$10.00 (Accounts re-opened within six months for reasons other than changing ownership)

Research/Reconciliation

$25.00 per hour (one hour minimum)

Returned ACH

Shared Branch Transaction Fee

$4.00

Signature Guarantee Service

$25.00

Statement Copy

$1.00 per page

Stop Payment

$30.00

Temporary Checks

$1.00 for 10

Wire Transfer (Outgoing)**

$15.00 each