L&N Federal Credit Union was established in 1954. Today, the credit union has a Community Charter and is open to the everyone in the Louisville Metro Area, Southeastern Kentucky and Northern Kentucky. Click here for full details on geographic areas of eligibility.
Originally, the credit union was established to serve the workers of the L&N Railroad in Louisville Kentucky. In 1982, the credit union converted to a Multi-Group Charter and went on to serve various businesses throughout Kentucky, Southern Indiana, and Tennessee including: CSX, Churchill Downs, Kentucky Lottery, Baptist Hospital East, Audubon Hospital, Jim Beam Brands, Van Melle, Laurel Cookie Company, and hundreds more. In 2004, the credit union changed to a Community Charter.
With assets over $1 billion dollars and an array of products and services, L&N can offer everything necessary for someone's personal or business finances. Over 79,000 people have taken advantage of flexible mortgage and consumer loans, free online/mobile banking, free checking, business accounts and more..
Set up as a financial cooperative, credit union profits are given back to individuals by way of better interest rates, lower fees, convenience services, and resource programs.
TO BRING PEOPLE TOGETHER, TO ENRICH THEIR QUALITY OF LIFE, AND "BUILD PERMANENT RELATIONSHIPS."