Routing & Transit Number: 283079227

Auto Financing


New Auto Rates as Low as 3.49%!

- Up to 51 months on 2018 -2020 Models


Check Out Our other Great Rates!

- 63 Months as Low as 3.74%
- 75 Months as Low as 4.24%
- 84 Months as Low as 5.49%


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* Annual Percentage Rate is based on 51, 63, 75 & 84 month terms, subject to change and may be different based on amount borrowed and credit qualifications. Any vehicle with 20,000 miles or more, regardless of year, is considered used.



At L&N Federal Credit Union our auto loans will help you drive away in the car or truck you want.


- We offer competitive rates with many available terms.

- Rates and terms are based upon the model year of the vehicle and the borrower’s

  credit history.

L&N Federal Credit Union usually finances up to the retail value of a vehicle as quoted in the N.A.D.A. Value Guide plus any taxes or transfer fees associated with the vehicle.



Our AskAuto App can help you shop for your dream car and apply for a loan with ease. Click here for more information.




Before you buy a vehicle, protect yourself with a CARFAX report. You will receive a report tracking the life cycle of the chosen vehicle by VIN. The report will alert you of accidents, odometer rollbacks, service records, air bag deployment, manufacturer recalls, multiple owners, personal or business use of vehicle, total loss, flood damage, and branded titles. Contact us today for your free CARFAX report.



If you find yourself needing to borrow more than 100% of the retail value such as being "upside down" on a loan, L&N Federal Credit Union will work with you to secure the loan that best meets your needs at a competitive rate.


Also available:

- Payment Protection Plan for eligible members
- Mechanical Breakdown Coverage
- Guaranteed Auto Protection on eligible auto loans.



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Let the team of L&N Federal Credit Union skilled loan professionals assist you with determining which loan is best for you. For more information about our Auto Financing programs, contact our Loan Department at (800) 292-2905 or (502) 368-5858 or, email