Routing & Transit Number: 283079227
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Checking Accounts

Our checking accounts have it all - convenience, flexibility and the right pricing! With numerous checking plans to choose from, you will definitely find the fit for you. Whether you’re in school, on the job, or retired you’ll find the benefits and features that you’re looking for at L&N Federal Credit Union.

 

L&N Routing Number 283079227

 

 

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Our Checking Accounts:

 

  • CareFree
  • Gold
  • Premium
  • Preferred
  • Superior
  • Military

- No minimum balance

- No monthly fee

- Unlimited check writing

- Free debit card

- Free internet & mobile banking

- Free Mobile Deposit

- Free automated telephone access (DAISY)

- Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs

  throughout Kentucky

- Dividend earning

- $2000 minimum balance

- If balance drops below $2000, $10 per month

- Dividends still paid if balance drops below $2000

- Unlimited check writing

- Free debit card

- Free internet & mobile banking

- Free Mobile Deposit

- Free automated telephone access (DAISY)

- Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs

  throughout Kentucky

- No minimum balance

- No monthly fee

- Dividend earning

- Free checks (basic style)

- Unlimited check writing

- Free debit card

- Free Official/Certified Checks

- Free stop payments

- Free internet & mobile banking

- Free Mobile Deposit

- Free automated telephone access (DAISY)

- Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs

  throughout Kentucky

 

* 3 services and a minimum aggregate balance of $40,000 required to qualify

A checking program designed for our senior members 50 and up

- No minimum balance

- No monthly fee

- Free checks (basic style)

- Unlimited check writing

- Free debit card

- Free internet & mobile banking

- Free Mobile Deposit

- Free automated telephone access (DAISY)

- Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs

  throughout Kentucky

A checking program with lots of extras designed for our senior members 50 and up

- $2000 minimum balance

- If balance drops below $2000, $10 per month

- Dividends still paid if balance drops below $2000

- Free checks (basic style)

- Unlimited check writing

- Free debit card

- Free Official/Certified Checks

- Free internet & mobile banking

- Free Mobile Deposit

- Free automated telephone access (DAISY)

- Free unlimited access at all L&N ATMs & over 300 no-surcharge ATMs

  throughout Kentucky

L&N Federal Credit Union is proud of our men and women who currently serve, and who have previously served, our country in the military.

 

Our Military Checking is a way for us to say Thank You! We have packaged together the best features for this checking account, as well as create unique military debit card designs. Choose from the five branches of service (see photos below).

Only active duty and veterans may take advantage of this checking account. Simply show a military ID to sign up.

 

Our Military Checking features:

- No minimum balance
- No monthly fee
- Dividend earning
- Free checks (basic style)
- Unlimited check writing
- Free debit card

- Free official/certified checks
- Free stop payments
- Free internet & mobile banking
- Free automated telephone access (DAISY)
- Free unlimited access at all L&N ATMs &

  over 300 no-surcharge ATMs throughout Kentucky

 

Choose from one of the card designs below:

 

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