Routing & Transit Number: 283079227
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Get the Credit Card

You Deserve!

 

The L&N Platinum Credit Card Suite.

Explore our cards and choose which one is best for you. Take advantage of low rates, cash back rewards or promotional offers. Plus, Mobile App Access, custom Member Alerts and so much more!

 

  • Visa® Platinum
    Low Rate Card
  • Visa® Platinum
    Rewards Card
  • Visa® Platinum
    Secured Card
  • Visa® Platinum
    Business Card
  • Apps &
    Other Benefits

 

 

 

 

 

Visa® Platinum

Low Rate Card

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*

 

Rewards

None

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$0

 


 

 

 

 

 

 

 

 

 

Visa® Platinum Rewards

Cash Back Rewards Card

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*

 

Earn $50 cash back for $1,000 in purchases in the first 90 days.*

 

Rewards

5% on gas purchases, 1% on all other purchases.

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$0

 

 

 

 

 

 

Visa® Platinum Secured
Secured-Credit Building Card

 

Interest Rate

Rates are variable based on prime rate plus a margin of 12%.

 

Promo

None

 

Rewards

None

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Annual Fee

$35

 

 

 

 

 

 

 

 

 

 

Visa® Platinum Business
Small Business

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*

 

Earn $50 cash back for $1,000 in purchases in the first 90 days.*

 

Rewards

5% on gas purchases, 1% on all other purchases.

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$35

 

 

Take advantage of Free Apps and solutions designed to give you more access and control of your Credit Card Account.

 


 

Free Mobile Apps

Mobile Apps for both iOS and Android devices are available.

 

 


 

Member Alerts

Click here to sign up for text message or email alerts on the account activity of your choice.

 


 

Digital Wallet

Ready, Set, Pay! Enjoy making convenient and secure purchases online or at participating merchants with Apple Pay, Android Pay, Samsung Pay, and MasterPass. Additional info and setup instructions are available at the links below.

 

Apple Pay

- Apple Pay Info

- How to load a card in Apple Pay     
- How to pay with an iPhone

 

Android Pay

- Android Pay Info

- How to pay with Android Pay

 

Samsung Pay

- Samsung Pay Info

- Samsung Pay Simulator

(Select the “Basic Functions” option on the left and then “Make a Payment”)

 

Microsoft Wallet

- Microsoft Wallet Info

“How to pay video” on the main page of this website at the top.

 

MasterPass

- MasterPass Info

- How to pay Online & In Apps
- How to pay with the Wallet

 

 

*Introductory APR and promotional offers are subject to change. For current rates, terms and conditions check our rates page. Click here to view the Application & Solicitation Disclosure.