Routing & Transit Number: 283079227
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Get the Credit Card

You Deserve!

Introducing the L&N Platinum Credit Card Suite.

Explore our cards and choose which is best for you. Take advantage of low rates, cash back rewards or promotional offers. Plus - Mobile App Access, Custom Member Alerts, and So Much More!

 

  • Visa® Platinum
    Low Rate Card
  • Visa® Platinum
    Rewards Card
  • Visa® Platinum
    Secured Card
  • Visa® Platinum
    Business Card

 

 

 

 

 

Visa® Platinum

Low Rate Card

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 12 months on new accounts for purchases and balance transfers.*

 

Rewards

None

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$0

 


 

 

 

 

 

 

 

 

 

Visa® Platinum Rewards

Cash Back Rewards Card

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 12 months on new accounts for purchases and balance transfers.*

 

Earn $50 cash back for $1,000 in purchases in the first 90 days.*

 

Rewards

1% on all purchases,
5% on gas purchases.

 

Minimum redemption is $25 with no maximum cap amount.

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$0

 

 

 

 

 

 

Visa® Platinum Secured
Secured-Credit Building Card

 

Interest Rate

Rates are variable based on prime rate plus a margin of 12%.

 

Promo

None

 

Rewards

None

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Annual Fee

$35

 

 

 

 

 

 

 

 

 

 

Visa® Platinum Business
Small Business

 

Interest Rate

Rates are variable based on prime rate plus a margin determined by your credit score.

 

Promo

0% Introductory APR for 12 months on new accounts for purchases and balance transfers.*

 

Earn $50 cash back for $1,000 in purchases in the first 90 days.*

 

Rewards

1% on all purchases,
5% on gas purchases.

 

Minimum redemption is $25 with no maximum cap amount.

 

Fees

Balance Transfer Fee - 3% or $10, whichever is greater.

 

Cash Advance Fee - 4% or $10, whichever is greater.

 

Annual Fee

$35

 

 

 

*Introductory APR and promotional offers are subject to change. For current rates, terms and conditions check our rates page. Click here to view the Application & Solicitation Disclosure.