Routing & Transit Number: 283079227

First Time Home Buyer

Buying a home for the first time can be overwhelming. Our First-Time Home Buyers Program will take you through the sequence, step-by-step, and provide useful assistance for every aspect of the home-buying process.


This program provides no discount points, no origination fee, reduced closing fees, and an Escrow account to pay for items such as property taxes and insurance. We can finance up to 97% of your purchase up to $175,000 with terms up to 30 years. It is available in Fixed Rate and Adjustable Rate versions that allow you to choose the plan that fits you like a glove. This means you get affordable, convenient financing with a company that cares about your future.


We offer all of our mortgage loans in either Fixed or Adjustable Rates



personalized-quote-button current-rates-button apply-now-button



For more information on our Home Mortgage programs, contact our Real Estate Department at (800) 292-2905 or (502) 368-5858. Or, email us at



© 2013 L&N Federal Credit Union | 9265 Smyrna Pkwy, Louisville, KY 40229 | 502.368.5858 | 800.292.2905
About Us
Helpful Links