Routing & Transit Number: 283079227

Mobile/Text Banking

We offer a wide range of free online services to offer you access to your L&N accounts 24/7!


L&N Mobile Banking technology is secure and easy to use - and it is offered as another FREE service.



  • Apps/Shortcuts
  • Mobile Browser Banking
  • Alerts & Notifications

Free Mobile Apps:

- Check account balances 24/7

- View recent transaction history

- FREE Mobile Deposit

- Transfer funds

- Pay bills

- View Rates


- Locate Branches/ATMs

- Apply for Personal, Auto,

  and Mortgage Loans


Blackberry Shortcut
A shortcut is available for your Blackberry device.


An iPhone App is also available for mobile banking on iPhones. Click here to download it for free from the App Store!





An Android App is now available for mobile banking on Android Devices. Click here to download it for free from the Google Play Store.


- FREE 24 hour access to L&N accounts
- Multiple versions available (Smart phone apps, shortcuts, text)
- Safe and Secure
- Easy to Use

SMS Banking allows users to pull balance and transactional data via a short text command. For example; text the letters BAL to 454545 and receive the current and available balances for your primary account securely over a cell phone.


Most Popular text Commands:

BAL – Receive the current and available balance on your primary account
LAST5 – Lists the five most recent transactions on the primary account
HELP – Lists all available commands and descriptions


Getting Started Step By Step:

- Go to and log in to Internet Banking.


- Mouse over the Additional Services tab, select Alerts & Notifications, and click the

  Activate button.


- Enter your cell phone number in the space provided, check the Terms & Conditions box

  and click Next.


- You will be sent an activation code to your cell phone.


- Enter your activation code in the space provided and click next.


- From the drop-down menus, select your Primary Account and Transfer Source.


- Customize your SMS Alerts* and click finish!


This service is free of charge, but standard carrier fees for text messaging may apply. Please check with your wireless carrier if you aren’t sure what fees apply when you send and receive text messages.



* Notifications may be delayed up to 24 hours.