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Home Equity
  Term   Rate   APR *
  Adj. Rate Interest Only HELOC      
  *90% LTV Max   3.25%   3.25%
  Fixed Rate HELOC      
  *90% LTV Max   4.50%   4.50%
        
        
        
        
        
        
        
        
*NOTE: Rates are based on individual credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. *The minimum rate on the Adj. Rate Interest Only HELOC is 3.25%. *The maximum rate on the Adj. Rate Interest Only HELOC is 18.00%. *90% LTV if L&N hold the first mortgage.