Routing & Transit Number: 283079227

Rates


Contact your nearest Branch Office for additional rate information.
Rates are subject to change at any time.
APR = Annual Percentage Rate     APY = Annual Percentage Yield


Adjustable Rate Mortgages (ARMS)
  Term   Rate   APR *
  1/1 ARM   2.875%   3.161%
  3/3 ARM   3.125%   3.397%
  5/5 ARM   3.250%   3.529%
  15/15 ARM   3.750%   3.828%
        
        
Rates are based on individual credit scores. APR disclosed is for "A" credit and may not be applicable to all. *APR is based on a loan amount of $50,000.00 ** Minimum loan amount of $20,000.00 for the 1/1, 3/3 and 15/15 ARM, maximum of $417,000.00. ** Minimum loan amount of $50,000.00 for the 5/5 ARM, maximum of $417,000.00. ** Minimum loan term is 10 years, maximum loan term is 30 years * This APR is subject to change based on the mortgage plan selected. * 1/1 Year ARM has an annual cap of 2.00%, with a 6% lifetime cap. ** 3/3 Year ARM has a 2.00% cap every 3 years, with a 6% lifetime cap. ** 5/5 Year ARM has a 2.00% cap every 5 years, with a 6% lifetime cap. ** 15/15 Year ARM has a 6.00% cap every 15 years, with a 6% lifetime cap. * Adjustable Rate Loans are assumable under certain conditions. *The 1/1, 3/3, and 5/5 year ARMs are based on the 1 year LIBOR index. The 15/15 ARM is based on the 10 year Treasury bill.
Fixed Rate Mortgages (FRMS)
  Term   Rate   APR *
  10 Year Fixed   3.125%   3.606%
  15 Year Fixed   3.125%   3.514%
  20 Year Fixed   3.750%   4.173%
  30 Year Fixed   3.875%   4.379%
        
Rates are based on individual credit scores. APR disclosed is for "A" credit and may not be applicable to all. *APR is based on a loan amount of $50,000.00 ** Maximum Purchase Transaction - 97% LTV. Private Mortgage Insurance(PMI) is required on loans over 80% LTV. ** Maximum Cash-Out Refinance - 80% LTV. ** Maximum loan amount is $417,000.00. * This APR is subject to change based on the mortgage plan selected. * Fixed rate loans are fully amortized and the Principle and Interest payment will remain the same during the life of the loan. * Fixed rate loans are not assumable.
First Time Home Buyer (FTHB)
  Term   Rate   APR *
  10 Year Fixed   4.125%   4.228%
  15 Year Fixed   4.125%   4.297%
  20 Year Fixed   4.750%   4.920%
  30 Year Fixed   4.875%   4.948%
        
        
        
        
        
        
        
Rates are based on individual credit scores. APR disclosed is for "A" credit and may not be applicable to all. *APR is based on a loan amount of $50,000.00* * Minimum loan amount of $30,000.00 maximum of $175,000.00. * Maximum Purchase Transaction - 97% LTV. PMI is not required. * Fixed rate loans are fully amortized and the Principle and Interest payment will remain the same during the life of the loan; escrowing for property taxes and homeowners insurance may increase or decrease the total monthly payment. * This APR is subject to change based on the mortgage plan selected. * FTHB loans are not assumable.