Routing & Transit Number: 283079227

Roth IRAs

The Roth IRA has some income restrictions (see your tax advisor for eligibility details). Roth IRA contributions are made with after-tax dollars.


Here's the upside of the Roth IRA:

  • Tax and penalty free withdrawals of regular contributions-at any time, for any reason.

  • Tax and penalty free withdrawals of earnings if the account is open for at least five years and one of the following reasons for withdrawal applies: age 59 ½ or older, disability, death, or first-time home purchase.

  • No age limitations on contributions- it's never too early or too late to start saving because you can put money in as long as you earn compensation.

  • No required withdrawals at age 70 ½





For more information about our IRAs, contact our Member Services Department at (800)292-2905 or (502)368-5858. Or email us at




© 2013 L&N Federal Credit Union | 9265 Smyrna Pkwy, Louisville, KY 40229 | 502.368.5858 | 800.292.2905
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