Routing & Transit Number: 283079227

Savings Accounts

A savings account at L&N Federal Credit Union is what makes you eligible for all of the services the credit union offers. There is a required minimum of $5.00 to establish your account.


We offer several special savings accounts to meet your varying needs and allow you to manage your money.


L&N Routing Number 283079227



Types of Savings Accounts:

- Regular Share Savings

- Certificates

- Christmas Club

- Vacation Club

- Special Club

- Money Market Accounts


Once you establish your savings account, you can remain a member for life and immediate family members become eligible to join the credit union. Immediate family is defined as spouse, child, sibling, parent, grandparent or grandchild, step-parents, stepchildren, step-siblings and adoptions. Household members are also eligible (people living in the same residence maintaining a single economic unit).


Deposits to savings can be made in person, by payroll deduction, direct deposit, or by mail. You will have 24-hour access to your savings account by internet, phone, or automated teller machine.


Dividends are earned daily and paid quarterly. Current market rates determine the dividends your savings account earns.



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For more information about our Savings Accounts, contact our Member Services Department at (800) 292-2905 or (502) 368-5858. Or, email us at