About L&N

L&N Federal Credit Union is a Multi-Group Chartered Credit Union. Eligibility is opened to people who live, work, worship, attend school or belong to any legal entity in multiple areas. Membership eligibility is also open to family members of existing L&N members, as well as companies and associations who have chosen L&N as their credit union. Click here to open an account.

Established in 1954, the credit union was founded to serve the L&N Railroad workers and their families in Louisville, Kentucky. Over the decades the credit union expanded to offer services, within a Multi-Group Charter, serving various businesses throughout Kentucky and Southern Indiana.

With assets over $2.3 billion and an array of products and services, L&N can offer everything necessary for someone's personal or business finances. Over 117,000 people have taken advantage of flexible mortgage and consumer loans, free internet/mobile banking, free checking, business accounts, commercial lending and more.

Set up as a financial cooperative, credit union profits are given back to individuals by way of better interest rates, lower fees, convenience services, and resource programs.

Mission Statement:

Bringing people together, enriching their quality of life, and building permanent relationships.