a person paying with an L&N FCU credit/debit card

FICO® Information

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.


L&N Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. L&N Federal Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.