Home Purchase Program

Take advantage of this limited time offer!

Buying your dream home is possible! With rates as low as 6.50%, it's a great time to buy. L&N's Home Purchase Program includes:
  • No PMI 
  • No Closing Costs Available
  • Up to 100% Financing 
  • Rates as Low as 6.50% 
  • Rate Lock for 5 Years, Adjusts Every 5 Years
  • 10, 15, 20, and 30 Year Terms Available

100% Member Satisfaction

  • 100% of members who recently closed a home loan with us reported an exceptional experience across every stage of the mortgage process. 
  • 100% of surveyed members indicated they would definitely recommend L&N.

* Rate adjusts after 5 years, then adjustments occur every 5th year. Max 2% rate change per adjustment, up or down – loan maximum of 6%. For FICO Scores 720+ 6.50% for 80.00% or less LTV, 6.75% for 80.001% to 90.00% LTV, 7.00% for 90.001% to 95.00% LTV, 7.75% for 95.001% to 100.00% LTV.  No closing costs available at a higher rate. Rates, terms, and offer are subject to change at any time without notice. Approval based on credit qualifications. Ask for details. NMLS#531738