Apple Pay Frequently Asked Questions
What is Apple Pay?
Apple Pay allows you to pay for your purchases with your iPhone® 6 or iPhone 6 Plus by holding your phone near a contactless reader. You can also use your iPhone, iPad Air™ and iPad Mini™ 3 to pay within certain apps.
What do I need to get started with Apple Pay?
- iPhone 6 or iPhone 6 Plus to pay in stores and within apps
- iPad Air™ 2 or iPad Mini 3 to pay within apps
- iOS 8.1.1 or later
- Touch ID™ or passcode on your device
- iCloud® account
Which L&N cards can I use with Apple Pay?
You can use all regular checking account debit cards.
When I add my L&N Debit Card to Apple Pay it doesn't look like the card in my wallet. Why?
Apple Pay uses a graphical representation, not an exact replica of your L&N Federal Credit Union card.
How do I change my default card to my L&N card?
The credit or debit card associated with your iTunes® account or the first card you add to Passbook® is your default card. To change your default card:
- Go to Settings > Passbook & Apple Pay.
- Tap Default Card.
- Choose a new card.
Are my payments safe with Apple Pay?
Yes. When you use Apple Pay, your L&N Federal Credit Union card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device.
How are my privacy and personal information protected?
Since Apple Pay doesn't store your debit card number on the device, you never reveal your name, card number or security code to merchants.
Am I able to opt out of Apple Pay at any time?
Adding your debit card to Apple Pay is your choice; you can add and remove cards when needed.
Which merchants are participating?
You can currently use Apple Pay at more than 220,000 locations, and the list is growing every day. You can visit apple.com and other third party websites to review updated lists daily.
Is Apple Pay free?
Yes. Be aware that message and data rates may apply, depending on your data plan.
Where can I get more information on Apple Pay?
More information is available at apple.com.