Cardmember Resources


  • 24 hour cardholder support
  • 1-855-616-9180
  • Account inquiries/requests
  • Card/PIN replacement
  • Payment options

To apply for a credit card
Click Here to apply for a card or call 502-368-5858 or 1-800-292-2905

Lost/stolen card

Card activation

CU Rewards

Online Account Access Assistance
502-368-5858 or 1-800-292-2905 option 3

Making Payments

Current internet banking users can make payments by securely logging into their account through L&N’s Internet Banking. If you are not currently an Internet Banking user, you can find out how to sign up for Internet Banking by clicking here.

Payments By Phone

Mail Payments should be sent to
L&N Federal Credit Union
PO BOX 71050
Charlotte, NC 28272-1050

Payments are also accepted at any L&N branch location.

Free Mobile Apps

Mobile Apps for both iOS and Android devices are available.

download on the apple app store badge

get it on google play badge

Member Alerts

Click here to sign up for text message or email alerts on the account activity of your choice.

Digital Wallet

Ready, Set, Pay! Enjoy making convenient and secure purchases online or at participating merchants with Apple Pay, Android Pay, Samsung Pay, and MasterPass. Additional info and setup instructions are available at the links below.

Apple Pay

Google Pay

Samsung Pay

Microsoft Wallet